2025-10-202026-10-16
Period high
0.792560
2026-01-28
Period low
0.764686
2025-11-21
Average
0.779787
Daily volatility
0.22%

Sending 5 SGD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • PayPal

    Recipient gets
    3.72 USD
    Lost vs mid-market
    −0.19
    Total cost
    4.94%
  • USDT on-chain

    Recipient gets
    2.78 USD
    Lost vs mid-market
    −1.13
    Total cost
    28.90%
  • Wise

    Recipient gets
    2.2 USD
    Lost vs mid-market
    −1.71
    Total cost
    43.64%
  • Bank wire (SWIFT)

    Recipient gets
    0 USD
    Lost vs mid-market
    −3.91
    Total cost
    100.00%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 4 USD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals