2025-10-202026-10-16
Period high
126.90
2026-07-24
Period low
116.46
2025-10-20
Average
123.04
Daily volatility
0.39%

Sending 500,000 JPY: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    61,768,839.49 JPY
    Lost vs mid-market
    −92,970.08
    Total cost
    0.15%
  • Wise

    Recipient gets
    61,583,164.98 JPY
    Lost vs mid-market
    −278,644.59
    Total cost
    0.45%
  • Bank wire (SWIFT)

    Recipient gets
    60,310,934.6 JPY
    Lost vs mid-market
    −1,550,874.97
    Total cost
    2.51%
  • PayPal

    Recipient gets
    58,805,836.18 JPY
    Lost vs mid-market
    −3,055,973.39
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 2,963,003 JPY on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals