Amount
100,000 SGD to JPY
- Period high
- 126.90
- 2026-07-24
- Period low
- 116.46
- 2025-10-20
- Average
- 123.04
- Daily volatility
- 0.39%
Sending 100,000 SGD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 12,334,193.41 JPY
- Lost vs mid-market
- −18,706.9
- Total cost
- 0.15%
Wise
- Recipient gets
- 12,297,045.53 JPY
- Lost vs mid-market
- −55,854.78
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 12,039,743.44 JPY
- Lost vs mid-market
- −313,156.87
- Total cost
- 2.54%
PayPal
- Recipient gets
- 11,742,667.04 JPY
- Lost vs mid-market
- −610,233.28
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 12,334,193.41 JPY | −18,706.9 | 0.15% |
| Wise | 12,297,045.53 JPY | −55,854.78 | 0.45% |
| Bank wire (SWIFT) | 12,039,743.44 JPY | −313,156.87 | 2.54% |
| PayPal | 11,742,667.04 JPY | −610,233.28 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 591,526 JPY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals