2025-10-202026-10-16
Period high
6.2073
2026-09-09
Period low
5.9503
2025-11-05
Average
6.0984
Daily volatility
0.22%

Sending 500 SGD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    3,054.17 HKD
    Lost vs mid-market
    −13.42
    Total cost
    0.44%
  • Wise

    Recipient gets
    3,040.54 HKD
    Lost vs mid-market
    −27.05
    Total cost
    0.88%
  • PayPal

    Recipient gets
    2,916.05 HKD
    Lost vs mid-market
    −151.54
    Total cost
    4.94%
  • Bank wire (SWIFT)

    Recipient gets
    2,775.63 HKD
    Lost vs mid-market
    −291.96
    Total cost
    9.52%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 279 HKD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals