Amount
5 SGD to HKD
- Period high
- 6.2073
- 2026-09-09
- Period low
- 5.9503
- 2025-11-05
- Average
- 6.0984
- Daily volatility
- 0.22%
Sending 5 SGD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
PayPal
- Recipient gets
- 29.16 HKD
- Lost vs mid-market
- −1.52
- Total cost
- 4.94%
USDT on-chain
- Recipient gets
- 21.81 HKD
- Lost vs mid-market
- −8.86
- Total cost
- 28.90%
Wise
- Recipient gets
- 17.29 HKD
- Lost vs mid-market
- −13.39
- Total cost
- 43.64%
Bank wire (SWIFT)
- Recipient gets
- 0 HKD
- Lost vs mid-market
- −30.68
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| PayPal | 29.16 HKD | −1.52 | 4.94% |
| USDT on-chain | 21.81 HKD | −8.86 | 28.90% |
| Wise | 17.29 HKD | −13.39 | 43.64% |
| Bank wire (SWIFT) | 0 HKD | −30.68 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 29 HKD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals