Amount
20,000 EUR to EUR
- Period high
- 0.698763
- 2026-10-07
- Period low
- 0.658935
- 2025-12-16
- Average
- 0.672654
- Daily volatility
- 0.19%
Sending 20,000 EUR: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 13,871.87 EUR
- Lost vs mid-market
- −21.84
- Total cost
- 0.16%
Wise
- Recipient gets
- 13,829.69 EUR
- Lost vs mid-market
- −64.02
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 13,522 EUR
- Lost vs mid-market
- −371.72
- Total cost
- 2.68%
PayPal
- Recipient gets
- 13,207.36 EUR
- Lost vs mid-market
- −686.35
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 13,871.87 EUR | −21.84 | 0.16% |
| Wise | 13,829.69 EUR | −64.02 | 0.46% |
| Bank wire (SWIFT) | 13,522 EUR | −371.72 | 2.68% |
| PayPal | 13,207.36 EUR | −686.35 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 665 EUR on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals