Amount
500 SGD to CNY
- Period high
- 5.5054
- 2026-01-28
- Period low
- 5.2155
- 2026-10-15
- Average
- 5.3556
- Daily volatility
- 0.17%
Sending 500 SGD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 2,601.97 CNY
- Lost vs mid-market
- −11.43
- Total cost
- 0.44%
Wise
- Recipient gets
- 2,590.36 CNY
- Lost vs mid-market
- −23.05
- Total cost
- 0.88%
PayPal
- Recipient gets
- 2,484.31 CNY
- Lost vs mid-market
- −129.1
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 2,364.67 CNY
- Lost vs mid-market
- −248.73
- Total cost
- 9.52%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 2,601.97 CNY | −11.43 | 0.44% |
| Wise | 2,590.36 CNY | −23.05 | 0.88% |
| PayPal | 2,484.31 CNY | −129.1 | 4.94% |
| Bank wire (SWIFT) | 2,364.67 CNY | −248.73 | 9.52% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 237 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals