Amount
200,000 CNY to CNY
- Period high
- 5.5054
- 2026-01-28
- Period low
- 5.2155
- 2026-10-15
- Average
- 5.3551
- Daily volatility
- 0.17%
Sending 200,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 1,043,787.42 CNY
- Lost vs mid-market
- −1,575.56
- Total cost
- 0.15%
Wise
- Recipient gets
- 1,040,647.55 CNY
- Lost vs mid-market
- −4,715.42
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 1,019,045.5 CNY
- Lost vs mid-market
- −26,317.47
- Total cost
- 2.52%
PayPal
- Recipient gets
- 993,722.04 CNY
- Lost vs mid-market
- −51,640.93
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 1,043,787.42 CNY | −1,575.56 | 0.15% |
| Wise | 1,040,647.55 CNY | −4,715.42 | 0.45% |
| Bank wire (SWIFT) | 1,019,045.5 CNY | −26,317.47 | 2.52% |
| PayPal | 993,722.04 CNY | −51,640.93 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 50,065 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals