2025-10-202026-10-16
Period high
5.5054
2026-01-28
Period low
5.2155
2026-10-15
Average
5.3551
Daily volatility
0.17%

Sending 2,000 SGD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    10,430.44 CNY
    Lost vs mid-market
    −23.19
    Total cost
    0.22%
  • Wise

    Recipient gets
    10,395.3 CNY
    Lost vs mid-market
    −58.33
    Total cost
    0.56%
  • Bank wire (SWIFT)

    Recipient gets
    10,008.89 CNY
    Lost vs mid-market
    −444.74
    Total cost
    4.25%
  • PayPal

    Recipient gets
    9,937.22 CNY
    Lost vs mid-market
    −516.41
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 493 CNY on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals