Amount
10,000 CNY to CNY
- Period high
- 5.5054
- 2026-01-28
- Period low
- 5.2155
- 2026-10-15
- Average
- 5.3551
- Daily volatility
- 0.17%
Sending 10,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 52,182.23 CNY
- Lost vs mid-market
- −85.91
- Total cost
- 0.16%
Wise
- Recipient gets
- 52,021.66 CNY
- Lost vs mid-market
- −246.49
- Total cost
- 0.47%
Bank wire (SWIFT)
- Recipient gets
- 50,778.05 CNY
- Lost vs mid-market
- −1,490.1
- Total cost
- 2.85%
PayPal
- Recipient gets
- 49,686.1 CNY
- Lost vs mid-market
- −2,582.05
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 52,182.23 CNY | −85.91 | 0.16% |
| Wise | 52,021.66 CNY | −246.49 | 0.47% |
| Bank wire (SWIFT) | 50,778.05 CNY | −1,490.1 | 2.85% |
| PayPal | 49,686.1 CNY | −2,582.05 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 2,496 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals