2025-10-202026-10-19
Period high
1.1158
2026-10-06
Period low
1.0600
2026-03-09
Average
1.0832
Daily volatility
0.23%

Sending 5,000 CAD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    5,492.02 CAD
    Lost vs mid-market
    −9.83
    Total cost
    0.18%
  • Wise

    Recipient gets
    5,474.72 CAD
    Lost vs mid-market
    −27.13
    Total cost
    0.49%
  • Bank wire (SWIFT)

    Recipient gets
    5,325.79 CAD
    Lost vs mid-market
    −176.05
    Total cost
    3.20%
  • PayPal

    Recipient gets
    5,230.05 CAD
    Lost vs mid-market
    −271.79
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 262 CAD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals