Amount
20,000 CAD to CAD
- Period high
- 1.1158
- 2026-10-06
- Period low
- 1.0600
- 2026-03-09
- Average
- 1.0831
- Daily volatility
- 0.23%
Sending 20,000 CAD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 22,104.83 CAD
- Lost vs mid-market
- −34.8
- Total cost
- 0.16%
Wise
- Recipient gets
- 22,037.61 CAD
- Lost vs mid-market
- −102.02
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 21,547.3 CAD
- Lost vs mid-market
- −592.33
- Total cost
- 2.68%
PayPal
- Recipient gets
- 21,045.93 CAD
- Lost vs mid-market
- −1,093.7
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 22,104.83 CAD | −34.8 | 0.16% |
| Wise | 22,037.61 CAD | −102.02 | 0.46% |
| Bank wire (SWIFT) | 21,547.3 CAD | −592.33 | 2.68% |
| PayPal | 21,045.93 CAD | −1,093.7 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 1,059 CAD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals