2025-10-202026-10-16
Period high
1.1158
2026-10-06
Period low
1.0600
2026-03-09
Average
1.0831
Daily volatility
0.23%

Sending 100 SGD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    108.94 CAD
    Lost vs mid-market
    −1.76
    Total cost
    1.59%
  • Wise

    Recipient gets
    107.81 CAD
    Lost vs mid-market
    −2.89
    Total cost
    2.61%
  • PayPal

    Recipient gets
    105.23 CAD
    Lost vs mid-market
    −5.47
    Total cost
    4.94%
  • Bank wire (SWIFT)

    Recipient gets
    69.09 CAD
    Lost vs mid-market
    −41.61
    Total cost
    37.59%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 40 CAD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals