2025-10-202026-10-16
Period high
1.1907
2025-10-20
Period low
1.0841
2026-05-13
Average
1.1247
Daily volatility
0.36%

Sending 5,000 SGD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    5,606.84 AUD
    Lost vs mid-market
    −10.04
    Total cost
    0.18%
  • Wise

    Recipient gets
    5,589.18 AUD
    Lost vs mid-market
    −27.7
    Total cost
    0.49%
  • Bank wire (SWIFT)

    Recipient gets
    5,437.04 AUD
    Lost vs mid-market
    −179.84
    Total cost
    3.20%
  • PayPal

    Recipient gets
    5,339.41 AUD
    Lost vs mid-market
    −277.47
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 267 AUD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals