2025-10-212026-10-16
Period high
0.018111
2026-05-21
Period low
0.014604
2026-09-03
Average
0.016281
Daily volatility
1.04%

Sending 5,000 SGD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    75.21 SGD
    Lost vs mid-market
    −1.55
    Total cost
    2.02%
  • Wise

    Recipient gets
    74.25 SGD
    Lost vs mid-market
    −2.5
    Total cost
    3.26%
  • PayPal

    Recipient gets
    72.97 SGD
    Lost vs mid-market
    −3.79
    Total cost
    4.94%
  • Bank wire (SWIFT)

    Recipient gets
    39.75 SGD
    Lost vs mid-market
    −37.01
    Total cost
    48.21%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 35 SGD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals