Amount
20,000 SGD to SGD
- Period high
- 0.018111
- 2026-05-21
- Period low
- 0.014604
- 2026-09-03
- Average
- 0.016281
- Daily volatility
- 1.04%
Sending 20,000 SGD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 305.13 SGD
- Lost vs mid-market
- −1.9
- Total cost
- 0.62%
Wise
- Recipient gets
- 303.49 SGD
- Lost vs mid-market
- −3.54
- Total cost
- 1.15%
PayPal
- Recipient gets
- 291.86 SGD
- Lost vs mid-market
- −15.17
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 264.27 SGD
- Lost vs mid-market
- −42.76
- Total cost
- 13.93%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 305.13 SGD | −1.9 | 0.62% |
| Wise | 303.49 SGD | −3.54 | 1.15% |
| PayPal | 291.86 SGD | −15.17 | 4.94% |
| Bank wire (SWIFT) | 264.27 SGD | −42.76 | 13.93% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 41 SGD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals