Amount
20,000 RUB to JPY
- Period high
- 2.2516
- 2026-05-21
- Period low
- 1.7770
- 2026-09-09
- Average
- 2.0052
- Daily volatility
- 1.13%
Sending 20,000 RUB: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 37,692.68 JPY
- Lost vs mid-market
- −234.44
- Total cost
- 0.62%
Wise
- Recipient gets
- 37,489.72 JPY
- Lost vs mid-market
- −437.4
- Total cost
- 1.15%
PayPal
- Recipient gets
- 36,053.53 JPY
- Lost vs mid-market
- −1,873.6
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 32,644.58 JPY
- Lost vs mid-market
- −5,282.54
- Total cost
- 13.93%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 37,692.68 JPY | −234.44 | 0.62% |
| Wise | 37,489.72 JPY | −437.4 | 1.15% |
| PayPal | 36,053.53 JPY | −1,873.6 | 4.94% |
| Bank wire (SWIFT) | 32,644.58 JPY | −5,282.54 | 13.93% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 5,048 JPY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals