2025-10-212026-10-16
Period high
0.110845
2026-05-21
Period low
0.090261
2026-09-02
Average
0.099307
Daily volatility
1.07%

Sending 200,000 HKD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    18,799.8 HKD
    Lost vs mid-market
    −37.07
    Total cost
    0.20%
  • Wise

    Recipient gets
    18,738.86 HKD
    Lost vs mid-market
    −98.01
    Total cost
    0.52%
  • Bank wire (SWIFT)

    Recipient gets
    18,150.68 HKD
    Lost vs mid-market
    −686.19
    Total cost
    3.64%
  • PayPal

    Recipient gets
    17,906.33 HKD
    Lost vs mid-market
    −930.54
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 893 HKD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals