2025-10-212026-10-16
Period high
0.110845
2026-05-21
Period low
0.090261
2026-09-02
Average
0.099307
Daily volatility
1.07%

Sending 200 HKD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • PayPal

    Recipient gets
    17.91 HKD
    Lost vs mid-market
    −0.93
    Total cost
    4.94%
  • USDT on-chain

    Recipient gets
    9.99 HKD
    Lost vs mid-market
    −8.85
    Total cost
    46.96%
  • Wise

    Recipient gets
    5.5 HKD
    Lost vs mid-market
    −13.33
    Total cost
    70.78%
  • Bank wire (SWIFT)

    Recipient gets
    0 HKD
    Lost vs mid-market
    −18.84
    Total cost
    100.00%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 18 HKD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals