Amount
5,000,000 RUB to CNY
- Period high
- 0.096239
- 2026-05-21
- Period low
- 0.077359
- 2026-09-02
- Average
- 0.087115
- Daily volatility
- 1.04%
Sending 5,000,000 RUB: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 400,588.1 CNY
- Lost vs mid-market
- −609.31
- Total cost
- 0.15%
Wise
- Recipient gets
- 399,380.73 CNY
- Lost vs mid-market
- −1,816.67
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 390,984.07 CNY
- Lost vs mid-market
- −10,213.33
- Total cost
- 2.55%
PayPal
- Recipient gets
- 381,378.25 CNY
- Lost vs mid-market
- −19,819.15
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 400,588.1 CNY | −609.31 | 0.15% |
| Wise | 399,380.73 CNY | −1,816.67 | 0.45% |
| Bank wire (SWIFT) | 390,984.07 CNY | −10,213.33 | 2.55% |
| PayPal | 381,378.25 CNY | −19,819.15 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 19,210 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals