Amount
200,000 RUB to CNY
- Period high
- 0.096239
- 2026-05-21
- Period low
- 0.077359
- 2026-09-02
- Average
- 0.087115
- Daily volatility
- 1.04%
Sending 200,000 RUB: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 16,016.31 CNY
- Lost vs mid-market
- −31.58
- Total cost
- 0.20%
Wise
- Recipient gets
- 15,964.39 CNY
- Lost vs mid-market
- −83.5
- Total cost
- 0.52%
Bank wire (SWIFT)
- Recipient gets
- 15,463.3 CNY
- Lost vs mid-market
- −584.59
- Total cost
- 3.64%
PayPal
- Recipient gets
- 15,255.13 CNY
- Lost vs mid-market
- −792.77
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 16,016.31 CNY | −31.58 | 0.20% |
| Wise | 15,964.39 CNY | −83.5 | 0.52% |
| Bank wire (SWIFT) | 15,463.3 CNY | −584.59 | 3.64% |
| PayPal | 15,255.13 CNY | −792.77 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 761 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals