2025-10-212026-10-16
Period high
0.096239
2026-05-21
Period low
0.077359
2026-09-02
Average
0.087115
Daily volatility
1.04%

Sending 10,000 CNY: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    793.68 CNY
    Lost vs mid-market
    −8.72
    Total cost
    1.09%
  • Wise

    Recipient gets
    787.5 CNY
    Lost vs mid-market
    −14.9
    Total cost
    1.86%
  • PayPal

    Recipient gets
    762.76 CNY
    Lost vs mid-market
    −39.64
    Total cost
    4.94%
  • Bank wire (SWIFT)

    Recipient gets
    598.94 CNY
    Lost vs mid-market
    −203.46
    Total cost
    25.36%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 195 CNY on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals