Amount
20,000 AUD to AUD
- Period high
- 0.019903
- 2026-06-10
- Period low
- 0.016014
- 2026-09-03
- Average
- 0.018287
- Daily volatility
- 1.15%
Sending 20,000 AUD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 342.78 AUD
- Lost vs mid-market
- −2.13
- Total cost
- 0.62%
Wise
- Recipient gets
- 340.93 AUD
- Lost vs mid-market
- −3.98
- Total cost
- 1.15%
PayPal
- Recipient gets
- 327.87 AUD
- Lost vs mid-market
- −17.04
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 296.87 AUD
- Lost vs mid-market
- −48.04
- Total cost
- 13.93%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 342.78 AUD | −2.13 | 0.62% |
| Wise | 340.93 AUD | −3.98 | 1.15% |
| PayPal | 327.87 AUD | −17.04 | 4.94% |
| Bank wire (SWIFT) | 296.87 AUD | −48.04 | 13.93% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 46 AUD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals