Amount
20,000 USD to USD
- Period high
- 0.017373
- 2026-02-25
- Period low
- 0.015854
- 2026-10-15
- Average
- 0.016572
- Daily volatility
- 0.36%
Sending 20,000 USD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 316.02 USD
- Lost vs mid-market
- −1.6
- Total cost
- 0.50%
Wise
- Recipient gets
- 314.5 USD
- Lost vs mid-market
- −3.12
- Total cost
- 0.98%
PayPal
- Recipient gets
- 301.93 USD
- Lost vs mid-market
- −15.69
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 282.25 USD
- Lost vs mid-market
- −35.37
- Total cost
- 11.14%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 316.02 USD | −1.6 | 0.50% |
| Wise | 314.5 USD | −3.12 | 0.98% |
| PayPal | 301.93 USD | −15.69 | 4.94% |
| Bank wire (SWIFT) | 282.25 USD | −35.37 | 11.14% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 34 USD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals