Amount
5,000,000 PHP to RUB
- Period high
- 1.4029
- 2025-10-22
- Period low
- 1.1475
- 2026-05-21
- Average
- 1.3064
- Daily volatility
- 1.08%
Sending 5,000,000 PHP: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 6,606,686.55 RUB
- Lost vs mid-market
- −10,018.69
- Total cost
- 0.15%
Wise
- Recipient gets
- 6,586,789.41 RUB
- Lost vs mid-market
- −29,915.83
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 6,449,001.98 RUB
- Lost vs mid-market
- −167,703.26
- Total cost
- 2.53%
PayPal
- Recipient gets
- 6,289,840 RUB
- Lost vs mid-market
- −326,865.24
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 6,606,686.55 RUB | −10,018.69 | 0.15% |
| Wise | 6,586,789.41 RUB | −29,915.83 | 0.45% |
| Bank wire (SWIFT) | 6,449,001.98 RUB | −167,703.26 | 2.53% |
| PayPal | 6,289,840 RUB | −326,865.24 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 316,847 RUB on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals