2025-10-212026-10-16
Period high
1.4029
2025-10-22
Period low
1.1475
2026-05-21
Average
1.3064
Daily volatility
1.08%

Sending 5,000 PHP: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    6,513.15 RUB
    Lost vs mid-market
    −103.55
    Total cost
    1.57%
  • Wise

    Recipient gets
    6,446.28 RUB
    Lost vs mid-market
    −170.43
    Total cost
    2.58%
  • PayPal

    Recipient gets
    6,289.84 RUB
    Lost vs mid-market
    −326.87
    Total cost
    4.94%
  • Bank wire (SWIFT)

    Recipient gets
    4,165.66 RUB
    Lost vs mid-market
    −2,451.04
    Total cost
    37.04%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 2,347 RUB on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals