Amount
20,000 PHP to RUB
- Period high
- 1.4029
- 2025-10-22
- Period low
- 1.1475
- 2026-05-21
- Average
- 1.3064
- Daily volatility
- 1.08%
Sending 20,000 PHP: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 26,333.49 RUB
- Lost vs mid-market
- −133.33
- Total cost
- 0.50%
Wise
- Recipient gets
- 26,207.07 RUB
- Lost vs mid-market
- −259.75
- Total cost
- 0.98%
PayPal
- Recipient gets
- 25,159.36 RUB
- Lost vs mid-market
- −1,307.46
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 23,519.52 RUB
- Lost vs mid-market
- −2,947.3
- Total cost
- 11.14%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 26,333.49 RUB | −133.33 | 0.50% |
| Wise | 26,207.07 RUB | −259.75 | 0.98% |
| PayPal | 25,159.36 RUB | −1,307.46 | 4.94% |
| Bank wire (SWIFT) | 23,519.52 RUB | −2,947.3 | 11.14% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 2,814 RUB on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals