2025-10-202026-10-16
Period high
25.3802
2026-06-18
Period low
21.1551
2026-10-16
Average
24.1164
Daily volatility
0.54%

Sending 20,000 PHP: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    420,971.13 KRW
    Lost vs mid-market
    −2,131.42
    Total cost
    0.50%
  • Wise

    Recipient gets
    418,950.07 KRW
    Lost vs mid-market
    −4,152.48
    Total cost
    0.98%
  • PayPal

    Recipient gets
    402,201.28 KRW
    Lost vs mid-market
    −20,901.27
    Total cost
    4.94%
  • Bank wire (SWIFT)

    Recipient gets
    375,986.61 KRW
    Lost vs mid-market
    −47,115.93
    Total cost
    11.14%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 44,985 KRW on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals