Amount
5,000,000 PHP to EUR
- Period high
- 0.014847
- 2025-11-04
- Period low
- 0.013733
- 2026-09-09
- Average
- 0.014290
- Daily volatility
- 0.35%
Sending 5,000,000 PHP: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 70,599.3 EUR
- Lost vs mid-market
- −107.06
- Total cost
- 0.15%
Wise
- Recipient gets
- 70,386.68 EUR
- Lost vs mid-market
- −319.68
- Total cost
- 0.45%
Bank wire (SWIFT)
- Recipient gets
- 68,914.32 EUR
- Lost vs mid-market
- −1,792.03
- Total cost
- 2.53%
PayPal
- Recipient gets
- 67,213.46 EUR
- Lost vs mid-market
- −3,492.89
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 70,599.3 EUR | −107.06 | 0.15% |
| Wise | 70,386.68 EUR | −319.68 | 0.45% |
| Bank wire (SWIFT) | 68,914.32 EUR | −1,792.03 | 2.53% |
| PayPal | 67,213.46 EUR | −3,492.89 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 3,386 EUR on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals