Amount
200,000 CNY to CNY
- Period high
- 0.122458
- 2025-10-20
- Period low
- 0.106047
- 2026-10-19
- Average
- 0.113830
- Daily volatility
- 0.32%
Sending 200,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 21,170.06 CNY
- Lost vs mid-market
- −39.3
- Total cost
- 0.19%
Wise
- Recipient gets
- 21,102.67 CNY
- Lost vs mid-market
- −106.69
- Total cost
- 0.50%
Bank wire (SWIFT)
- Recipient gets
- 20,496.34 CNY
- Lost vs mid-market
- −713.02
- Total cost
- 3.36%
PayPal
- Recipient gets
- 20,161.62 CNY
- Lost vs mid-market
- −1,047.74
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 21,170.06 CNY | −39.3 | 0.19% |
| Wise | 21,102.67 CNY | −106.69 | 0.50% |
| Bank wire (SWIFT) | 20,496.34 CNY | −713.02 | 3.36% |
| PayPal | 20,161.62 CNY | −1,047.74 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 1,008 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals