Amount
1,000,000 CNY to CNY
- Period high
- 0.122458
- 2025-10-20
- Period low
- 0.106047
- 2026-10-19
- Average
- 0.113830
- Daily volatility
- 0.32%
Sending 1,000,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 105,880.25 CNY
- Lost vs mid-market
- −166.56
- Total cost
- 0.16%
Wise
- Recipient gets
- 105,558.35 CNY
- Lost vs mid-market
- −488.46
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 103,212.85 CNY
- Lost vs mid-market
- −2,833.96
- Total cost
- 2.67%
PayPal
- Recipient gets
- 100,808.1 CNY
- Lost vs mid-market
- −5,238.71
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 105,880.25 CNY | −166.56 | 0.16% |
| Wise | 105,558.35 CNY | −488.46 | 0.46% |
| Bank wire (SWIFT) | 103,212.85 CNY | −2,833.96 | 2.67% |
| PayPal | 100,808.1 CNY | −5,238.71 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 5,072 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals