Amount
20,000 USD to USD
- Period high
- 0.059179
- 2026-08-21
- Period low
- 0.053620
- 2025-11-05
- Average
- 0.056794
- Daily volatility
- 0.50%
Sending 20,000 USD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 1,079.28 USD
- Lost vs mid-market
- −2.74
- Total cost
- 0.25%
Wise
- Recipient gets
- 1,075.47 USD
- Lost vs mid-market
- −6.55
- Total cost
- 0.61%
PayPal
- Recipient gets
- 1,028.57 USD
- Lost vs mid-market
- −53.45
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 1,027.62 USD
- Lost vs mid-market
- −54.41
- Total cost
- 5.03%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 1,079.28 USD | −2.74 | 0.25% |
| Wise | 1,075.47 USD | −6.55 | 0.61% |
| PayPal | 1,028.57 USD | −53.45 | 4.94% |
| Bank wire (SWIFT) | 1,027.62 USD | −54.41 | 5.03% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 52 USD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals