2025-10-202026-10-19
Period high
0.059179
2026-08-21
Period low
0.053620
2025-11-05
Average
0.056794
Daily volatility
0.50%

Sending 100,000 USD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    5,400.9 USD
    Lost vs mid-market
    −9.24
    Total cost
    0.17%
  • Wise

    Recipient gets
    5,384.1 USD
    Lost vs mid-market
    −26.03
    Total cost
    0.48%
  • Bank wire (SWIFT)

    Recipient gets
    5,247.52 USD
    Lost vs mid-market
    −162.61
    Total cost
    3.01%
  • PayPal

    Recipient gets
    5,142.87 USD
    Lost vs mid-market
    −267.26
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 258 USD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals