Amount
100,000 CNY to CNY
- Period high
- 0.405006
- 2026-01-29
- Period low
- 0.361245
- 2026-10-15
- Average
- 0.389884
- Daily volatility
- 0.44%
Sending 100,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 36,081.85 CNY
- Lost vs mid-market
- −61.7
- Total cost
- 0.17%
Wise
- Recipient gets
- 35,969.66 CNY
- Lost vs mid-market
- −173.89
- Total cost
- 0.48%
Bank wire (SWIFT)
- Recipient gets
- 35,057.17 CNY
- Lost vs mid-market
- −1,086.38
- Total cost
- 3.01%
PayPal
- Recipient gets
- 34,358.06 CNY
- Lost vs mid-market
- −1,785.49
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 36,081.85 CNY | −61.7 | 0.17% |
| Wise | 35,969.66 CNY | −173.89 | 0.48% |
| Bank wire (SWIFT) | 35,057.17 CNY | −1,086.38 | 3.01% |
| PayPal | 34,358.06 CNY | −1,785.49 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 1,724 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals