Amount
100 CNY to CNY
- Period high
- 0.405006
- 2026-01-29
- Period low
- 0.361245
- 2026-10-15
- Average
- 0.389884
- Daily volatility
- 0.44%
Sending 100 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
PayPal
- Recipient gets
- 34.36 CNY
- Lost vs mid-market
- −1.79
- Total cost
- 4.94%
USDT on-chain
- Recipient gets
- 28.6 CNY
- Lost vs mid-market
- −7.54
- Total cost
- 20.87%
Wise
- Recipient gets
- 24.73 CNY
- Lost vs mid-market
- −11.41
- Total cost
- 31.57%
Bank wire (SWIFT)
- Recipient gets
- 0 CNY
- Lost vs mid-market
- −36.14
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| PayPal | 34.36 CNY | −1.79 | 4.94% |
| USDT on-chain | 28.6 CNY | −7.54 | 20.87% |
| Wise | 24.73 CNY | −11.41 | 31.57% |
| Bank wire (SWIFT) | 0 CNY | −36.14 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 34 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals