Amount
100,000 USD to USD
- Period high
- 0.000752
- 2026-10-19
- Period low
- 0.000642
- 2026-07-01
- Average
- 0.000689
- Daily volatility
- 0.59%
Sending 100,000 USD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 73.98 USD
- Lost vs mid-market
- −1.23
- Total cost
- 1.64%
Wise
- Recipient gets
- 73.19 USD
- Lost vs mid-market
- −2.02
- Total cost
- 2.69%
PayPal
- Recipient gets
- 71.5 USD
- Lost vs mid-market
- −3.72
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 45.98 USD
- Lost vs mid-market
- −29.24
- Total cost
- 38.88%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 73.98 USD | −1.23 | 1.64% |
| Wise | 73.19 USD | −2.02 | 2.69% |
| PayPal | 71.5 USD | −3.72 | 4.94% |
| Bank wire (SWIFT) | 45.98 USD | −29.24 | 38.88% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 28 USD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals