Amount
5,000,000 PHP to PHP
- Period high
- 0.047385
- 2026-10-19
- Period low
- 0.039401
- 2026-06-18
- Average
- 0.041595
- Daily volatility
- 0.54%
Sending 5,000,000 PHP: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 236,498.99 PHP
- Lost vs mid-market
- −426
- Total cost
- 0.18%
Wise
- Recipient gets
- 235,752.75 PHP
- Lost vs mid-market
- −1,172.23
- Total cost
- 0.49%
Bank wire (SWIFT)
- Recipient gets
- 229,278.18 PHP
- Lost vs mid-market
- −7,646.8
- Total cost
- 3.23%
PayPal
- Recipient gets
- 225,220.89 PHP
- Lost vs mid-market
- −11,704.09
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 236,498.99 PHP | −426 | 0.18% |
| Wise | 235,752.75 PHP | −1,172.23 | 0.49% |
| Bank wire (SWIFT) | 229,278.18 PHP | −7,646.8 | 3.23% |
| PayPal | 225,220.89 PHP | −11,704.09 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 11,278 PHP on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals