Amount
1,000,000 PHP to PHP
- Period high
- 0.047270
- 2026-10-16
- Period low
- 0.039401
- 2026-06-18
- Average
- 0.041572
- Daily volatility
- 0.54%
Sending 1,000,000 PHP: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 47,128.21 PHP
- Lost vs mid-market
- −141.66
- Total cost
- 0.30%
Wise
- Recipient gets
- 46,950.86 PHP
- Lost vs mid-market
- −319
- Total cost
- 0.67%
PayPal
- Recipient gets
- 44,934.73 PHP
- Lost vs mid-market
- −2,335.13
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 44,360.95 PHP
- Lost vs mid-market
- −2,908.91
- Total cost
- 6.15%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 47,128.21 PHP | −141.66 | 0.30% |
| Wise | 46,950.86 PHP | −319 | 0.67% |
| PayPal | 44,934.73 PHP | −2,335.13 | 4.94% |
| Bank wire (SWIFT) | 44,360.95 PHP | −2,908.91 | 6.15% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 2,767 PHP on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals