2025-10-202026-10-16
Period high
0.118971
2026-10-12
Period low
0.103744
2026-06-05
Average
0.108581
Daily volatility
0.60%

Sending 20,000 JPY: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • PayPal

    Recipient gets
    2,255.3 JPY
    Lost vs mid-market
    −117.2
    Total cost
    4.94%
  • USDT on-chain

    Recipient gets
    2,191.39 JPY
    Lost vs mid-market
    −181.11
    Total cost
    7.63%
  • Wise

    Recipient gets
    2,095.09 JPY
    Lost vs mid-market
    −277.41
    Total cost
    11.69%
  • Bank wire (SWIFT)

    Recipient gets
    0 JPY
    Lost vs mid-market
    −2,372.5
    Total cost
    100.00%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 2,255 JPY on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals