Amount
20,000 HKD to HKD
- Period high
- 0.005903
- 2026-10-19
- Period low
- 0.005034
- 2026-07-01
- Average
- 0.005385
- Daily volatility
- 0.59%
Sending 20,000 HKD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
PayPal
- Recipient gets
- 112.23 HKD
- Lost vs mid-market
- −5.83
- Total cost
- 4.94%
USDT on-chain
- Recipient gets
- 109.09 HKD
- Lost vs mid-market
- −8.97
- Total cost
- 7.60%
Wise
- Recipient gets
- 104.32 HKD
- Lost vs mid-market
- −13.75
- Total cost
- 11.64%
Bank wire (SWIFT)
- Recipient gets
- 0 HKD
- Lost vs mid-market
- −118.06
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| PayPal | 112.23 HKD | −5.83 | 4.94% |
| USDT on-chain | 109.09 HKD | −8.97 | 7.60% |
| Wise | 104.32 HKD | −13.75 | 11.64% |
| Bank wire (SWIFT) | 0 HKD | −118.06 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 112 HKD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
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