2025-10-202026-10-19
Period high
0.005903
2026-10-19
Period low
0.005034
2026-07-01
Average
0.005385
Daily volatility
0.59%

Sending 1,000,000 HKD: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    5,885.59 HKD
    Lost vs mid-market
    −17.65
    Total cost
    0.30%
  • Wise

    Recipient gets
    5,863.46 HKD
    Lost vs mid-market
    −39.78
    Total cost
    0.67%
  • PayPal

    Recipient gets
    5,611.62 HKD
    Lost vs mid-market
    −291.62
    Total cost
    4.94%
  • Bank wire (SWIFT)

    Recipient gets
    5,540.92 HKD
    Lost vs mid-market
    −362.32
    Total cost
    6.14%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 345 HKD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals