2025-10-202026-10-16
Period high
0.005020
2026-10-12
Period low
0.004361
2026-07-01
Average
0.004726
Daily volatility
0.55%

Sending 500,000 CNY: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    2,498.38 CNY
    Lost vs mid-market
    −11.28
    Total cost
    0.45%
  • Wise

    Recipient gets
    2,487.08 CNY
    Lost vs mid-market
    −22.58
    Total cost
    0.90%
  • PayPal

    Recipient gets
    2,385.68 CNY
    Lost vs mid-market
    −123.98
    Total cost
    4.94%
  • Bank wire (SWIFT)

    Recipient gets
    2,263.52 CNY
    Lost vs mid-market
    −246.14
    Total cost
    9.81%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 235 CNY on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals