Amount
5,000 CNY to CNY
- Period high
- 0.005020
- 2026-10-12
- Period low
- 0.004361
- 2026-07-01
- Average
- 0.004726
- Daily volatility
- 0.55%
Sending 5,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
PayPal
- Recipient gets
- 23.86 CNY
- Lost vs mid-market
- −1.24
- Total cost
- 4.94%
USDT on-chain
- Recipient gets
- 17.55 CNY
- Lost vs mid-market
- −7.55
- Total cost
- 30.09%
Wise
- Recipient gets
- 13.7 CNY
- Lost vs mid-market
- −11.4
- Total cost
- 45.42%
Bank wire (SWIFT)
- Recipient gets
- 0 CNY
- Lost vs mid-market
- −25.1
- Total cost
- 100.00%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| PayPal | 23.86 CNY | −1.24 | 4.94% |
| USDT on-chain | 17.55 CNY | −7.55 | 30.09% |
| Wise | 13.7 CNY | −11.4 | 45.42% |
| Bank wire (SWIFT) | 0 CNY | −25.1 | 100.00% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 24 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals