Amount
100,000 CNY to CNY
- Period high
- 0.005020
- 2026-10-12
- Period low
- 0.004361
- 2026-07-01
- Average
- 0.004726
- Daily volatility
- 0.55%
Sending 100,000 CNY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 493.67 CNY
- Lost vs mid-market
- −8.27
- Total cost
- 1.65%
Wise
- Recipient gets
- 488.39 CNY
- Lost vs mid-market
- −13.54
- Total cost
- 2.70%
PayPal
- Recipient gets
- 477.14 CNY
- Lost vs mid-market
- −24.8
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 305.99 CNY
- Lost vs mid-market
- −195.95
- Total cost
- 39.04%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 493.67 CNY | −8.27 | 1.65% |
| Wise | 488.39 CNY | −13.54 | 2.70% |
| PayPal | 477.14 CNY | −24.8 | 4.94% |
| Bank wire (SWIFT) | 305.99 CNY | −195.95 | 39.04% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 188 CNY on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals