Amount
20,000 SGD to SGD
- Period high
- 0.008587
- 2025-10-20
- Period low
- 0.007880
- 2026-07-24
- Average
- 0.008130
- Daily volatility
- 0.39%
Sending 20,000 SGD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 160.23 SGD
- Lost vs mid-market
- −1.68
- Total cost
- 1.04%
Wise
- Recipient gets
- 159.02 SGD
- Lost vs mid-market
- −2.89
- Total cost
- 1.78%
PayPal
- Recipient gets
- 153.91 SGD
- Lost vs mid-market
- −8
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 122.77 SGD
- Lost vs mid-market
- −39.14
- Total cost
- 24.17%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 160.23 SGD | −1.68 | 1.04% |
| Wise | 159.02 SGD | −2.89 | 1.78% |
| PayPal | 153.91 SGD | −8 | 4.94% |
| Bank wire (SWIFT) | 122.77 SGD | −39.14 | 24.17% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 37 SGD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals