Amount
5,000,000 JPY to HKD
- Period high
- 0.051537
- 2025-10-20
- Period low
- 0.047840
- 2026-07-28
- Average
- 0.049574
- Daily volatility
- 0.50%
Sending 5,000,000 JPY: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 247,948.46 HKD
- Lost vs mid-market
- −381.31
- Total cost
- 0.15%
Wise
- Recipient gets
- 247,199.04 HKD
- Lost vs mid-market
- −1,130.73
- Total cost
- 0.46%
Bank wire (SWIFT)
- Recipient gets
- 241,906.26 HKD
- Lost vs mid-market
- −6,423.51
- Total cost
- 2.59%
PayPal
- Recipient gets
- 236,062.28 HKD
- Lost vs mid-market
- −12,267.49
- Total cost
- 4.94%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 247,948.46 HKD | −381.31 | 0.15% |
| Wise | 247,199.04 HKD | −1,130.73 | 0.46% |
| Bank wire (SWIFT) | 241,906.26 HKD | −6,423.51 | 2.59% |
| PayPal | 236,062.28 HKD | −12,267.49 | 4.94% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 11,886 HKD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals