2025-10-202026-10-16
Period high
0.051537
2025-10-20
Period low
0.047840
2026-07-28
Average
0.049574
Daily volatility
0.50%

Sending 5,000 JPY: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    239.14 HKD
    Lost vs mid-market
    −9.19
    Total cost
    3.70%
  • PayPal

    Recipient gets
    236.06 HKD
    Lost vs mid-market
    −12.27
    Total cost
    4.94%
  • Wise

    Recipient gets
    233.96 HKD
    Lost vs mid-market
    −14.36
    Total cost
    5.78%
  • Bank wire (SWIFT)

    Recipient gets
    26.85 HKD
    Lost vs mid-market
    −221.48
    Total cost
    89.19%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 212 HKD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals