Amount
20,000 HKD to HKD
- Period high
- 0.051537
- 2025-10-20
- Period low
- 0.047840
- 2026-07-28
- Average
- 0.049574
- Daily volatility
- 0.50%
Sending 20,000 HKD: what each method costs
The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.
USDT on-chain
- Recipient gets
- 983.01 HKD
- Lost vs mid-market
- −10.31
- Total cost
- 1.04%
Wise
- Recipient gets
- 975.6 HKD
- Lost vs mid-market
- −17.72
- Total cost
- 1.78%
PayPal
- Recipient gets
- 944.25 HKD
- Lost vs mid-market
- −49.07
- Total cost
- 4.94%
Bank wire (SWIFT)
- Recipient gets
- 753.22 HKD
- Lost vs mid-market
- −240.1
- Total cost
- 24.17%
| Method | Recipient gets | Lost vs mid-market | Total cost |
|---|---|---|---|
| USDT on-chain | 983.01 HKD | −10.31 | 1.04% |
| Wise | 975.6 HKD | −17.72 | 1.78% |
| PayPal | 944.25 HKD | −49.07 | 4.94% |
| Bank wire (SWIFT) | 753.22 HKD | −240.1 | 24.17% |
Fees surveyed on 2026-07-27
Choosing the wrong route costs you 230 HKD on this transfer.
WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.
Run team payouts with approvals