2025-10-202026-10-16
Period high
0.051537
2025-10-20
Period low
0.047840
2026-07-28
Average
0.049574
Daily volatility
0.50%

Sending 100,000 JPY: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    4,950.33 HKD
    Lost vs mid-market
    −16.27
    Total cost
    0.33%
  • Wise

    Recipient gets
    4,931 HKD
    Lost vs mid-market
    −35.6
    Total cost
    0.72%
  • PayPal

    Recipient gets
    4,721.25 HKD
    Lost vs mid-market
    −245.35
    Total cost
    4.94%
  • Bank wire (SWIFT)

    Recipient gets
    4,627.16 HKD
    Lost vs mid-market
    −339.44
    Total cost
    6.83%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 323 HKD on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals