2025-10-202026-10-16
Period high
0.004987
2025-11-05
Period low
0.004563
2026-07-16
Average
0.004731
Daily volatility
0.46%

Sending 5,000,000 JPY: what each method costs

The mid-market rate is the honest one. Everything below is what you actually get after fees and exchange-rate markup.

  • USDT on-chain

    Recipient gets
    23,691.21 GBP
    Lost vs mid-market
    −36.43
    Total cost
    0.15%
  • Wise

    Recipient gets
    23,619.61 GBP
    Lost vs mid-market
    −108.04
    Total cost
    0.46%
  • Bank wire (SWIFT)

    Recipient gets
    23,113.89 GBP
    Lost vs mid-market
    −613.76
    Total cost
    2.59%
  • PayPal

    Recipient gets
    22,555.5 GBP
    Lost vs mid-market
    −1,172.15
    Total cost
    4.94%

Fees surveyed on 2026-07-27

Choosing the wrong route costs you 1,136 GBP on this transfer.

WorkTGT settles team payouts in USDT through a Safe multisig. Every payment is approved internally first, signed by your own wallets, and provable on-chain. We never hold your funds. Using it is free; each executed payout costs 0.1% (min 0.5, max 5 USDT), network gas included.

Run team payouts with approvals